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the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years..
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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation..
his heart, beating for 84 years and full of love for the woman he affectionately called his "blue-eyed guera [pronounced whedda]," felt like it was failing..