"we have to thank the coroner and his office for the work they have done. they have clearly listened to all of the evidence and came to the conclusion the family had all along..

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the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years..

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"we were quite surprised to find there were no significant differences," says study author.
it also provides 85 per cent accurate prediction results than current methods.