of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. .labour�s new study is based on freedom of information data from 95 english nhs trust (file pic) https://oakley-sunglassesformen.us/Arcangel-grandpa-of-Trabold-from-Vnrieu?Comissiong=289 ..