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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance..

�such figures underline how vital it is that the government supports the nhs to improve waiting times this year.�.

according to fema, the federal emergency management agency, there were 195 fires and explosions involving electronic cigarettes between 2009 and 2016 in the united states.