in life of horses and hockey, eddie olczyk never faced odds like cancer battle.

scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance..

"we are calling for the immediate implementation of a statutory duty of candour for the health trusts.".

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"i can't think of anything else where we have done that medically," van den veyver said.