the school in yarmouth that year had a low opt-out rate � 2 percent, the superintendent said � so there was a cap on the amount of disruption an illness could cause..
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies..
now the country may face a fine of millions of euros after its dereliction was referred to the european court of justice (ecj), the guardian reports..